Notice of Privacy and Disclaimer

This website is intended to serve as promotional content. This website was created by BME SCSP, a public limited liability company (société anonyme) that was established in accordance with Grand Duchy of Luxembourg law. BME is registered under number B 245874 with the Luxembourg trade and company register, and it has its registered office at 6 rue Eugene Ruppert, L-2453 Luxembourg. The European Central Bank (ECB) and the CSSF (Commission de Surveillance du Secteur Financier) oversee BME.

This website is only meant to be used for informational reasons; it does not provide personalized tax or financial advice, and choices about investments should not be made solely on the basis of this material. Any reference to goods, services, or advice in this paper should be regarded as an indication or synopsis only; it cannot be regarded as exhaustive or entirely accurate. Any (tax or investment) decisions made using this material are at your own risk and expense. It is your responsibility to determine if the good or service is appropriate for your circumstances. BME and its staff disclaim all liability for any loss or harm resulting from the use of this publication, in whole or in part. Investing involves risks and the value of investments may go up or down. Past performance is no indication of future performance. Any projections and forecasts are based on a certain number of suppositions and assumptions concerning the current and future market conditions and there is no guarantee that the expected result will ultimately be achieved. Currency fluctuations may influence your returns. The performance figures provided in this document are based on simulated past performance which is not a reliable indicator of future performance.

This study is not independent, has not been created in compliance with laws intended to support the independence of investment research, and is not prohibited from being disclosed before investment research has been disseminated.

The information is subject to change, and BME is under no duty to update or notify the information after the text's publishing date. The amount payable may change if the loan or credit is denominated in a currency other than your base currency due to movements in the exchange rate.

All copyrights and trademarks relating to this document belong to BME unless otherwise noted. The contents of this website may not be copied, reproduced, redistributed in any form, or used in any way, in whole or in part, without the prior express written consent of BME.

Information about how we use your personal data can be found in the privacy policy on our website (https: //bme-scsp.lu/). Territorial Restrictions The information provided on this website and its publications is subject to the laws of the Grand Duchy of Luxembourg. The distribution of the materials on the Website may be restricted in certain jurisdictions by local laws or regulations.

This information is not intended for distribution to or use by any person or entity in such jurisdiction.Access to information from such jurisdictions is at the visitor's own risk.

Copyright

Without the express written consent of the copyright owner or his legal representatives, no part of this document may be reproduced or transmitted for any purpose, in any form, or by any mechanical or electronic means, including photocopying, photography, microfilm, magnetic tape, floppy disk, or any other electronic means.

Data protection policy

BME SCSP only keeps the data required to carry out its services, whether it is stored electronically or not. No personal information will be requested from users of this website. The visitor acknowledges that the terms and conditions stated in this personal data protection policy apply to them by providing personal information through the website.

Visitors understand that, in order to facilitate their use of this website, some data may be stored momentarily in memory or on their software. This is permitted by visitors to BME Private Bank. BME Private Bank is equipped with the necessary methods and procedures to guarantee the privacy of these records. BME Private Bank would like to remind users that there is no guarantee of confidentiality when communicating online.

The visitors' personal data is confidential and will never be shared with outside parties without the visitors' consent and in accordance with Luxembourg legal requirements. The user has the legal right to exercise his or her rights as a data subject, including the ability to access, delete, and correct personal information. The user can send a written request to exercise these rights. For further information, please see the data protection section.